Loaded Butterscotch Cheesecake

Sections: Indulgent Desserts for Sweet Endings

Experience indulgence with a creamy cheesecake layered over a buttery graham cracker crust, featuring swirls of butterscotch and pockets of decadent chips. Finished with a velvety butterscotch drizzle, each slice offers rich caramel notes and a smooth, luscious texture. This show-stopping dessert is ideal for holidays, gatherings, or those moments when only the most comforting treat will do. Make ahead for fuss-free entertaining and enjoy perfection in every bite.

A man wearing a chef's hat and apron.
Written By Clara
Last modified on Fri, 08 Aug 2025 20:32:11 GMT
A slice of butterscotch cheesecake with caramel drizzled on top. Pin to Save
A slice of butterscotch cheesecake with caramel drizzled on top. | cozybakinglife.com

Loaded Butterscotch Cheesecake brings a big dose of cozy to any dessert table. From its buttery graham cracker base to the silky cream cheese filling and that thick butterscotch drizzle, this recipe is for anyone who craves sweets that feel extra special. The layers all come together for one truly memorable bite, especially with those pockets of melty butterscotch chips inside. It tastes like a bakery treat but is totally doable in a home kitchen.

My first attempt was for a family birthday dessert and I have been making it for cold weather celebrations ever since. Every time the table goes quiet as people take the first bite.

Ingredients

  • Graham cracker crumbs: For the crust bring sweetness and a sandy texture that holds together when pressed and baked
  • Unsalted butter: Soaks the crumbs for a rich base and helps lock in the crust shape Opt for high quality butter for best flavor
  • Granulated sugar: Boosts the crust’s sweetness and helps the mixture hold its shape
  • Cream cheese: Forms the cheesecake’s backbone Always look for bricks not whipped tubs for the creamiest texture
  • Brown sugar: Deepens the filling with richness Select packed light or dark brown sugar for added moisture
  • Eggs: Bind the batter and add silkiness Crack each one into a separate bowl to check freshness before adding
  • Sour cream: Softens the filling and gives a subtle tang Full fat sour cream is the most luxurious choice
  • Vanilla extract: Carries warmth through the entire cake Choose pure extract if possible for truest flavor
  • Butterscotch chips: Are the star here bringing both gooey pockets in the cake and a smooth topping For meltier results use the freshest chips you can find
  • Heavy cream: For the topping melts the chips into a pourable sauce Look for cream with at least 36 percent fat for best drizzle texture

Instructions

Prepare the Crust:
Mix graham cracker crumbs melted butter and granulated sugar together until all the crumbs are evenly damp and sandy looking. Use a fork or your fingers for best distribution. Press crumbs firmly into the bottom of a greased nine inch springform pan lined with parchment. Focus pressure on the edges for even walls. Bake the crust for about ten minutes at three hundred twenty five degrees Fahrenheit just until set and fragrant. Let cool while you start the filling.
Make the Cheesecake Filling:
Beat softened cream cheese and brown sugar together until ultra smooth and fluffy. Work the mixture for several minutes to avoid lumps. Add eggs one at a time beating the mixture well after each. Make sure to scrape the bowl edges so everything mixes in. Stir in sour cream and vanilla extract until just combined. Do not over mix here to keep things light. Fold in butterscotch chips gently with a spatula so they are spread throughout the batter.
Assemble and Bake:
Pour cheesecake batter over cooled crust and level out the top carefully for an even bake. Wrap the outside of the springform pan in foil. Place in a large roasting pan and add very hot water halfway up sides to protect from cracks. Bake for about fifty five to sixty five minutes until the edges are firm but the center is still a touch wobbly. Turn off the oven and let cheesecake sit inside with the door ajar for one hour for gentle cooling. Cool cheesecake completely at room temperature then chill in the fridge six hours or overnight for the perfect slice.
Make and Add the Butterscotch Topping:
Melt butterscotch chips and heavy cream together in a bowl using short microwave bursts and stirring until smooth and glossy. Let cool slightly. Drizzle topping evenly over chilled cheesecake just before serving for that bakery finish.
A slice of cheesecake with caramel drizzled on top.
A slice of cheesecake with caramel drizzled on top. | cozybakinglife.com

Friends ask for this recipe every time I bring it to a potluck. Children who say they hate cheesecake end up loving this version. The mix of butterscotch and cream cheese wins over even the skeptics. One neighbor told me she made it as a freezer stash dessert for new parents and it was a hit.

Storage Tips

Store cheesecake in an airtight container in the fridge for up to five days. Slice what you need and keep the rest covered so it stays moist. For longer storage freeze individual slices wrapped tightly without the topping. Freeze up to two months then thaw slowly in the fridge before serving. Topping goes on best after thawing.

Ingredient Substitutions

If you do not have graham crackers try chocolate cookies or vanilla wafer cookies processed into crumbs. Dairy free cream cheese and coconut cream also work if you want a lactose free version. Use dark brown sugar for a deeper taste. If you need a nutty note sprinkle toasted pecans over the butterscotch topping before serving.

Serving Suggestions

This cheesecake pairs perfectly with whipped cream or a scoop of vanilla ice cream. Toasted nuts or a sprinkle of sea salt take the topping to the next level. For parties slice small and serve on a platter with fresh fruit on the side.

Cultural Context

Butterscotch is a nostalgic flavor in American and British baking made mostly from brown sugar and butter. The combination with creamy cheesecake brings together the best of old school treats and classic cheesecake tradition. This dessert is popular for Thanksgiving and winter holidays but is always a crowd pleaser.

Seasonal Adaptations

Make mini cheesecakes in muffin pans for summer picnics. Use pumpkin spice in the filling in autumn drizzle with spiced butterscotch for a fall twist. Sprinkle pomegranate arils over the topping in winter for holiday flair. Use berries for a bright spring version.

A slice of cake with caramel drizzled on top.
A slice of cake with caramel drizzled on top. | cozybakinglife.com

Loaded Butterscotch Cheesecake is more than dessert it is the kind of treat that brings people together at the table and leaves you with sticky fingers and happy memories. You will look for excuses to make it again and again.

Common Questions About Recipes

→ Can this dessert be prepared in advance?

Yes, it benefits from chilling time and can be made 1-2 days ahead, allowing flavors to meld beautifully.

→ What options are there for the crust?

Try chocolate cookie crumbs or vanilla wafers to switch up the classic graham base and add new flavors.

→ Is a springform pan mandatory?

While preferred for clean removal, a deep pie dish is a possible substitute—just slice with care.

→ How can cracking be prevented during baking?

A water bath and gradual cooling help avoid cracks. If cracks occur, cover with extra butterscotch topping.

→ How should leftovers be stored?

Keep covered in the refrigerator up to 5 days, or freeze without topping for up to 2 months. Thaw before serving.

Loaded Butterscotch Cheesecake

Creamy cheesecake with buttery graham crust and indulgent butterscotch topping. Perfect for special occasions.

Prep Time
20 minutes
Time for Cooking
60 minutes
Total Duration
80 minutes
Written By: Clara

Recipe Category: Desserts

Skill Level: Medium Skill Needed

Culinary Style: American

Servings: 12 Portion Count (One 9-inch cheesecake)

Dietary Preferences: Vegetarian-Friendly

List of Ingredients

→ Crust

01 2 cups graham cracker crumbs
02 1/2 cup unsalted butter, melted
03 1/4 cup granulated sugar

→ Cheesecake Filling

04 24 ounces cream cheese, softened
05 1 cup brown sugar, packed
06 3 large eggs
07 1/2 cup sour cream
08 1 teaspoon vanilla extract
09 1 cup butterscotch chips

→ Butterscotch Topping

10 1/2 cup butterscotch chips
11 2 tablespoons heavy cream

Preparation Steps

Step 01

Preheat oven to 325°F (163°C). Grease a 9-inch springform pan and line the bottom with parchment paper. In a medium bowl, combine graham cracker crumbs, melted butter, and granulated sugar. Stir until evenly mixed. Press mixture firmly into pan base using the bottom of a measuring cup. Bake for 8 to 10 minutes until lightly set. Remove and allow to cool while assembling filling.

Step 02

In a large bowl, beat softened cream cheese and brown sugar together until smooth and creamy. Add eggs one at a time, mixing and scraping the bowl after each addition. Incorporate sour cream and vanilla extract until homogeneous. Fold in butterscotch chips evenly. Pour the filling over cooled crust and smooth surface with a spatula.

Step 03

Wrap outside of pan tightly with aluminum foil. Place pan into a large roasting pan and pour hot water into roasting pan until it reaches halfway up the springform sides. Bake at 325°F (163°C) for 55 to 65 minutes, until edges are set and center is slightly wobbly. Turn off oven, slightly open the door, and leave cheesecake inside for 1 hour. Remove, cool completely at room temperature, then refrigerate for minimum 6 hours or overnight.

Step 04

In a microwave-safe bowl, combine butterscotch chips and heavy cream. Microwave on high in 15-second intervals, stirring between each, until chips are melted and mixture is smooth and pourable. Cool slightly. Drizzle over chilled cheesecake before serving.

Additional Suggestions

  1. Ensure cream cheese, eggs, and sour cream are at room temperature for a lump-free batter.
  2. A water bath promotes even baking and reduces risk of cracking.
  3. Chill for a minimum of 6 hours for best texture; overnight is preferred.
  4. Clean the knife with a damp towel between slices for neat presentation.
  5. Store any leftovers in an airtight container in the refrigerator for up to five days, or freeze without topping for up to two months.
  6. For a firmer texture, freeze cheesecake for 30 minutes before slicing.

Must-Have Supplies

  • 9-inch springform pan
  • Mixing bowls
  • Measuring cups and spoons
  • Electric mixer or hand mixer
  • Large roasting pan
  • Aluminum foil
  • Spatula
  • Microwave-safe bowl
  • Parchment paper
  • Knife

Allergen Details

Always check ingredient labels for allergens and consult with a professional if uncertain.
  • Contains dairy (butter, cream cheese, sour cream, heavy cream)
  • Contains eggs
  • Contains wheat (graham crackers)
  • Contains soy (butterscotch chips may contain soy lecithin)

Nutritional Details (Per Portion)

This nutritional info is for general guidance and not a substitute for expert advice.
  • Calories: 420
  • Fat: 28 g
  • Carbohydrates: 38 g
  • Protein: 6 g