Loaded Baked Potatoes Bacon Cheddar

Sections: Perfect Side Dishes to Complete Any Meal

Loaded baked potatoes shine with crunchy russet skin, a fluffy center, and layers of gooey cheddar, crisp bacon, and fresh chives. Baking directly on the rack delivers restaurant-quality skins, while a generous topping of cheese ensures every bite is melty and rich. Finish with cool sour cream and a sprinkle of herbs for unbeatable comfort. They’re easily adaptable—try adding your favorite toppings or serve them as a hearty side with your favorite grilled meat or salad. Perfect for gatherings or family dinners, these potatoes are all about flavor, contrast, and effortless crowd-pleasing results.

A man wearing a chef's hat and apron.
Written By Clara
Last modified on Sun, 27 Jul 2025 12:09:15 GMT
A plate of loaded baked potatoes with bacon and cheddar cheese. Pin to Save
A plate of loaded baked potatoes with bacon and cheddar cheese. | cozybakinglife.com

These loaded baked potatoes have been my family's weekend comfort food staple ever since I figured out the secret to getting that perfect crispy skin my kids always beg for. I used to wrap them in foil the way my grandmother taught me, but the result was always a little soggy and disappointing. Everything changed when I started baking them straight on the oven rack with just a slick of olive oil and some salt. Now the skin gets so crispy it nearly crackles when you bite into it. Piling on melted cheddar, loaded bacon, cool sour cream, and a sprinkle of chives is that rare combination of hot and cold, salty and creamy, that truly satisfies.

I still remember the first time my brother-in-law tried these and could not stop talking about how the skin tasted just like a steakhouse. Since then, family get-togethers always seem to end with requests for ‘your potatoes’ and I always make extra for leftover lunches the next day.

Ingredients

  • Large Russet potatoes: Go for potatoes that are all about the same size for even baking and the fluffiest interior. The skin should be smooth, firm, and without any green spots or shriveled areas.
  • High quality olive oil: This is what helps the skin brown and crisp so use extra virgin if you can for best flavor.
  • Sharp cheddar cheese: Shred your own for the meltiest, freshest taste. Blocks of cheese always melt better than the pre-shredded kind.
  • Well cooked bacon: You want crisp, crunchy pieces that will stand out against the soft potato. Look for thick cut bacon for best texture.
  • Fresh chives or green onions: Their bright flavor and color are key for finishing the potato with freshness.
  • Full fat sour cream: For the richest and creamiest finish, choose the real stuff over reduced fat versions.

Instructions

Getting The Potatoes Ready:
Heat your oven to 400 degrees and scrub each potato thoroughly with cold water. Dry completely with paper towels. Using a fork, carefully poke holes all around each potato to allow steam to escape and avoid a kitchen disaster.
Oil And Season:
Drizzle olive oil over each potato and rub with your hands to get them evenly coated. Season very generously with salt and pepper, rubbing it into the skin. The oil and salt together are what make the crust so memorable.
Setting Up For Success:
Place potatoes directly on a wire rack set over a rimmed baking sheet to allow air to circulate for all over crispiness. If your oven does not have a rack, put potatoes right on the oven rack and add a baking sheet on the rack below for drips.
The Waiting Game:
Bake potatoes for approximately one hour depending on size. They are ready when the skin is very crispy and gives a bit when squeezed. Insert a knife and it should glide through with no resistance. For even crispier skin, bake them up to two hours but watch closely so they do not overcook.
Opening And Fluffing:
Immediately after removing from oven, use a sharp knife to cut a slit lengthwise across the top. Using oven gloves, squeeze gently from each end to open and expose the center. Fluff the inside with a fork to create lots of room for the toppings.
Melting The Cheese:
Pack the shredded cheddar into the hot potato, making sure to get cheese down into all the nooks. Return to the oven for three to five minutes so the cheese melts and just starts to bubble.
Loading Them Up:
Top each cheesy potato with a big spoonful of sour cream, then scatter bacon bits and chopped fresh herbs over the top. Add another pinch of salt and pepper if desired, and serve right away for maximum enjoyment.
A plate of loaded baked potatoes with bacon and cheddar cheese.
A plate of loaded baked potatoes with bacon and cheddar cheese. | cozybakinglife.com

I spent years making baked potatoes with soft, soggy skin just like my mom always did in foil. The first time I went without foil and used a rack, the transformation was unbelievable. Now the skin is a treat in itself and even the pickiest eaters love them.

Getting That Perfect Skin

Getting the signature crispy skin comes down to careful moisture control and good air circulation. Oil helps brown and crisp the exterior, while a generous sprinkle of salt draws out moisture and adds flavor. Using a rack or the oven rack ensures the hot air can move all around each potato so you never get a soggy side.

Choosing the Right Potatoes

For classic loaded potatoes, always pick Russets. They have just the right amount of starch to turn fluffy inside and crisp outside. Try to choose potatoes that are roughly equal in size so they cook evenly and are ready at the same time. Avoid potatoes with dark, soft, or green spots for the best results.

Timing It Right

A large Russet almost always needs a full hour to cook at 400 degrees. The surest test is to give the potato a very gentle squeeze with an oven mitt or towel. It should yield slightly but not collapse. If in doubt, poke with a sharp knife, which should slide in smoothly when they are done.

A close up of a loaded baked potato with cheese and bacon.
A close up of a loaded baked potato with cheese and bacon. | cozybakinglife.com

These loaded potatoes are now my own family's definition of comfort food. Even though the method is simple, nailing crispy skin and fluffy insides takes a few little secrets I learned through trial and error. There is nothing more satisfying than transforming a humble potato into something everyone cannot stop talking about.

Common Questions About Recipes

→ How do I get the potato skin extra crispy?

Bake potatoes unwrapped directly on an oven rack after coating in olive oil and salt. This promotes even crisping.

→ What type of potatoes work best?

Choose large Russet potatoes. Their starchy texture results in a fluffy interior and crisp exterior when baked.

→ When are the potatoes ready to top?

They're ready when they feel tender when squeezed, and a knife slides in without resistance.

→ What are some topping variations?

Try options like steamed broccoli, jalapeños, chili, pulled pork, or different cheeses alongside the classics.

→ Can I prepare baked potatoes ahead?

Yes, bake them earlier and reheat in a 350°F oven. Add fresh toppings after reheating for best results.

→ Why skip using foil?

Foil traps steam, making skins soggy. Baking directly yields crisp, crackly skins every time.

Loaded Baked Potatoes Bacon Cheddar

Crispy golden russets topped with cheddar, bacon, cool sour cream, and chives—classic comfort food for any occasion.

Prep Time
15 minutes
Time for Cooking
75 minutes
Total Duration
90 minutes
Written By: Clara

Recipe Category: Side Dishes

Skill Level: Great for Beginners

Culinary Style: American

Servings: 4 Portion Count (4 loaded baked potatoes)

Dietary Preferences: Gluten-Free

List of Ingredients

→ Potatoes

01 4 large Russet potatoes, scrubbed and dried

→ Toppings

02 2 tablespoons olive oil
03 1 teaspoon kosher salt
04 1/2 teaspoon freshly ground black pepper
05 1 cup sharp cheddar cheese, freshly grated
06 6 slices thick-cut bacon, cooked crisp and crumbled
07 1/2 cup sour cream
08 1/4 cup chopped fresh chives or green onions

Preparation Steps

Step 01

Preheat oven to 400°F (205°C). Scrub the potatoes thoroughly under cold running water and pat completely dry with paper towels.

Step 02

Using a fork, poke holes all over each potato to allow steam to escape and prevent bursting during baking.

Step 03

Drizzle each potato with olive oil and massage to coat skin evenly. Generously season with salt and pepper, rubbing it into the oiled skins.

Step 04

Place potatoes directly on the center oven rack or on a wire rack over a baking sheet for optimal airflow. Bake for 60–75 minutes, or until the skins are crisp and a knife inserts easily into the center.

Step 05

Immediately after baking, carefully cut a lengthwise slit on the top of each potato. Use a clean kitchen towel to gently squeeze both ends, opening the potato. Fluff the flesh inside with a fork to create room for toppings.

Step 06

Sprinkle shredded cheddar cheese generously over each opened potato, ensuring cheese reaches into the fluffed interior. Return potatoes to oven for 3–5 minutes, until cheese is melted and bubbling.

Step 07

Transfer potatoes to serving plates. Top each with a generous spoonful of sour cream, a handful of crisp bacon, and a sprinkle of fresh chives or green onions. Serve immediately while hot.

Additional Suggestions

  1. Do not wrap potatoes in foil, as this steams the skin and prevents crispiness.
  2. Fluffing the potato flesh directly after baking enhances the airy texture and allows toppings to meld properly.
  3. For best results, always use freshly grated cheddar for optimal melting and flavor.
  4. Potatoes are done when the skins are noticeably crisp, and a knife slides in smoothly with no resistance.
  5. Baked potatoes can be prepared in advance and reheated in a 350°F (175°C) oven for 15 minutes before adding toppings.

Must-Have Supplies

  • Oven
  • Baking sheet or wire rack
  • Cutting board
  • Sharp knife
  • Fork
  • Paper towels

Allergen Details

Always check ingredient labels for allergens and consult with a professional if uncertain.
  • Contains dairy (cheddar cheese, sour cream)
  • Contains pork (bacon)

Nutritional Details (Per Portion)

This nutritional info is for general guidance and not a substitute for expert advice.
  • Calories: 490
  • Fat: 26 g
  • Carbohydrates: 51 g
  • Protein: 17 g